Agent Owned Insurance Group, LLC   

United Home Life Insurance Company offers term life insurance and the application can be faxed emailed or mailed in.  You do not have to speak to an agent.

Choose between Express Issue or Premier 20 year or 30 year term policy available in a traditional term contract or a return of premium term contract. 

There is also a Graded Benefit Term 10 policy and an Express Issue or Premier 65 policy available.

Express Issue Term Deluxe 20

Are you  insulin dependent who simply can not afford Whole Life insurance. United Home Life and United Farm Family Life offers Express Issue Term Deluxe 20 is a 20-year level term policy that is ideal for individuals that are insulin dependent.  The level premium schedule is guaranteed for the initial 20 year period. 

Available Now! 

• Immediate full death benefit
• 20-year level term
• Coverage amounts $5,000 - $50,000
• Child Rider and Accidental Death Benefit available
• Ideal for insulin dependent applicants
• 20 year level premium schedule - guaranteed!

Sample Health Questions:

Do you require assistance to feed, bathe, dress or take your own medication or are you currently confined to a hospital, nursing home, mental facility, hospice, or require home health care?

Have you ever tested positive for the AIDS virus or been diagnosed or treated, or recommended for treatment for AIDS(Acquired Immune Deficiency Syndrome), ARC (AIDS Related Complex) or any other immune disorder?

In the past twelve (12) months:

Other than for temporary or minor conditions, have you been hospitalized two or more times?

In the past twelve (12) months:

Other than preventive, maintenance or risk lowering medications prescribed, have you been treated for or diagnosed with any cancer (other than Basal Cell skin cancer), heart attack, stroke, or had heart surgery (including angioplasty)?

 In the past twelve (12) months:

Have you used any illegal drugs, been treated for or advised to have treatment for drug abuse?